Retirement Planning

Retirement planning starts with designing your dream life after work. We will help you make sure you're ready for the next chapter of your life through smart budgeting, planning and investing.

Investing

We'll help you create an investment strategy designed around your timeline and aligned with your goals. Our tailored strategic plans are designed to maximize returns and mitigate risk.

Tax Planning & Protection

We're experts at navigating the legal framework to help you minimize tax liabilities and manage lifetime tax exposure.

Personalized Strategies

We conduct a thorough analysis of your portfolio and design a custom plan we actively manage together to ensure your success into retirement.

Holistic Planning

Our Quantum Process ensures every pillar of your plan works in harmony — Lifestyle Optimization, Personalized Tax Efficiency, Boutique Portfolio Design, & Legacy & Estate Planning.

RMD & Roth Expertise

With over 20 years of experience, we are experts in navigating RMD strategies and Roth IRA moves that could save you $50K+ over time.

See How It Works

Watch our 3-minute breakdown showing how Quantum Portfolio Analytics models Roth timing windows, RMD cash flow, and portfolio durability across market cycles.

Schedule a Call

Now that you've learned a little bit about our process, if you're ready to future-proof your retirement, we're ready to help. Take the next step and schedule a consultation today.

Get Started

We'll conduct a thorough portfolio review and start building an investment strategy that works for you. We'll tailor it to your needs and timelines to help you design your perfect retirement plan.

Nicolas J. McLeod

Owner / Operator

Shayda McLeod

Chief Operating Officer

Mary Margaret Lankford

Director of Marketing and Media

Cole Sorokolit

Director of AI Research and Integration

Zachary Gardner

Director of AI Innovation

James Jurica

Senior Financial Planner, Wealth Watch Advisors, Inc. CFP® CLU® CHFC® RICP®

Zachary Stively

Wealth Watch Advisors, Inc. Investment Adviser Representative

Case Studies

Real success stories.

Roth Conversion Decision-Making in Retirement

A real case study on how our financial advisory firm helped a family plan for their future and save thousands in taxes.

Planning for Monthly Income & Charitable Giving in Retirement

Planning Tax-Free Funds for the Next Generation

Why Healthcare Costs Could Bankrupt Your Golden Years

The Hidden Cost of Poor Tax Planning: How Strategic Portfolio Distribution Can Save You Hundreds of Thousands in Retirement

Cash Reserve Strategies: How Much Liquidity Do You Need?

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Advisory and financial planning services that may be referenced or made available in connection with NJM Wealth Strategies are provided by Wealth Watch Advisors, Inc. ("WWA"), an independent investment adviser registered with the U.S. Securities and Exchange Commission. James Jurica, CFP® CLU® CHFC® RICP®, and Zachary Stively are investment adviser representatives of WWA, not employees or representatives of NJM. NJM Wealth Strategies ("NJM") and WWA are separate and unaffiliated firms. NJM does not provide investment advisory services and does not share in any advisory fees charged by WWA. There is no referral agreement, solicitor agreement, or compensation arrangement between NJM and WWA, or between NJM and any WWA investment adviser representative, in connection with the introduction or provision of advisory services. Any decision to engage WWA or any of its representatives for advisory services is made solely by each individual client. The presence of WWA representative information on this website is for informational purposes only and does not constitute an endorsement, recommendation, or guarantee of any kind by NJM.

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Advisory and financial planning services that may be referenced or made available in connection with NJM Wealth Strategies are provided by Wealth Watch Advisors, Inc. ("WWA"), an independent investment adviser registered with the U.S. Securities and Exchange Commission. James Jurica, CFP® CLU® CHFC® RICP®, and Zachary Stively are investment adviser representatives of WWA, not employees or representatives of NJM. NJM Wealth Strategies ("NJM") and WWA are separate and unaffiliated firms. NJM does not provide investment advisory services and does not share in any advisory fees charged by WWA. There is no referral agreement, solicitor agreement, or compensation arrangement between NJM and WWA, or between NJM and any WWA investment adviser representative, in connection with the introduction or provision of advisory services. Any decision to engage WWA or any of its representatives for advisory services is made solely by each individual client. The presence of WWA representative information on this website is for informational purposes only and does not constitute an endorsement, recommendation, or guarantee of any kind by NJM.