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Challenges

Create $20,000 monthly income

Generate excess income to accommodate $100,000 charitable giving

Smooth out volatility and create consistent returns

Quantum 4-Pillar Planning Application

Results

Structured Notes generate the $20,000 required income
Top rated annuity structure provides additional safety for the portfolio as well as serves as a buffer asset
Strategically allocated equities for tax optimized long-term growth
Excess Structured Note interest is used to cover $100,000 of gifting
Collectively we can generate enough interest to cover income and gifting strategy

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Performance Data

Account Returns

Planning for Monthly Income & Charitable Giving in Retirement