CASE STUDIES

Planning Tax-Free Funds for the Next Generation

How a financial investment firm helped a family leave tax-free dollars for the next generation while setting aside funds for their Alma Mater

Client Profile

$2,000,000 IRA

$0 Roth IRA

$2,500,000 Non-qualified

‍

Challenges

Create $8,000 monthly income

Leave Tax Free Money to the next generation

Leave funds to Alma Mater

Quantum 4-Pillar Planning Application

Results

Achieve income goals leveraging guaranteed income annuity solutions and take advantage of the CRUT for large tax deduction and charitable gifts.
Use short term Oil and Gas investment to generate further tax deductions to offset roth conversion cost.
Convert $1,7000,000 of IRA money to roth for roughly $65,000 in cost at an effective tax rate of 3.8%

‍

Performance Data

Account Returns