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Zachary Gardner

Director of AI Innovation

Zachary Thomas Gardner is an Arkansas native and a student at the University of Arkansas, where he studies finance. As Director of AI Innovation, he leads the integration of artificial intelligence across operations, translating emerging technology into practical strategies that drive efficiency and growth. An Eagle Scout by achievement, he brings the same discipline and forward-thinking mindset to his professional work — blending analytical rigor with innovative thinking to solve complex problems and build for the future.​​​​​​​​​​​​​​​

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Our Team

A Team of Wealth Experts

Ready to secure your retirement for generations.

Nicolas J. McLeod
Owner / Operator
Shayda McLeod
Chief Operating Officer
Mary Margaret Lankford
Director of Marketing and Media
Cole Sorokolit
Director of AI Research and Integration
Zachary Gardner
Director of AI Innovation

We're here to serve you.

Our mission is to serve clients with integrity and urgency, providing dependable protection and peace of mind while building trust and defending against those who would cause harm.
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"Commit your works to the Lord and your plans will be established." - Provbers 16:3

Advisory and financial planning services that may be referenced or made available in connection with NJM Wealth Strategies are provided by Wealth Watch Advisors, Inc. ("WWA"), an independent investment adviser registered with the U.S. Securities and Exchange Commission. James Jurica, CFP® CLU® CHFC® RICP®, and Zachary Stively are investment adviser representatives of WWA, not employees or representatives of NJM. NJM Wealth Strategies ("NJM") and WWA are separate and unaffiliated firms. NJM does not provide investment advisory services and does not share in any advisory fees charged by WWA. There is no referral agreement, solicitor agreement, or compensation arrangement between NJM and WWA, or between NJM and any WWA investment adviser representative, in connection with the introduction or provision of advisory services. Any decision to engage WWA or any of its representatives for advisory services is made solely by each individual client. The presence of WWA representative information on this website is for informational purposes only and does not constitute an endorsement, recommendation, or guarantee of any kind by NJM.